About Us
Who We Are
The B.U.I.L.D. Cohort was founded with one goal: to bridge the gap between credit education and real estate ownership—especially for those who never thought it was possible. Powered by Excel In Credit, LLC, we don’t just teach you how to perfect your credit—we walk alongside you as you build homes, equity, and opportunity.
Our founder, Sabrina Graham, is a real estate investor who’s achieved a perfect FICO credit score and has guided individuals toward financial clarity and homeownership. The B.U.I.L.D. Cohort is a first-of-its-kind program that unites faith, education, community, and strategic investing—one home at a time.
Excel In Credit, LLC — Where Financial Clarity Builds Wealth & Legacy.
Why We Exist
We created this program because:
- There’s land available, but people don’t know how to access it.
- There’s a hunger to build wealth, but few know where to start.
- There’s power in doing it together, not alone.
This isn’t DIY—this is guided mentorship with a vision to build bold futures.
What We Stand For
B.U.I.L.D. stands for:
- Believing in your ability to own and develop property
- Understanding your credit and financial readiness
- Investing wisely in land and lending
- Leveraging your credit, group power and professional guidance
- Developing confidence, homes and wealth.
Our Founder - Sabrina Graham
Widely recognized as "Mrs. Perfect Credit", Sabrina has earned the rare distinction of achieving a perfect FICO® credit score multiple times.
She's a Christian, a published author, and a motivational speaker whose mission is grounded in faith, purpose, and the belief that financial clarity is not just about numbers—it’s about unlocking legacy and walking in your God-given potential.
She now uses her personal experience and professional expertise to empower others to turn their financial potential into real results.
With a background in real estate investment and Project Mangement alongside a passion for community transformation, Sabrina created The B.U.I.L.D. Cohort to bridge the gap between financial education and home ownership.
Her goal is simple but powerful: help aspiring investors go from credit readiness to completed construction—together.